Stupid Tricks to Choose Credit Card. There has been an ongoing comedy drama on the David Letterman Show called "Stupid Pet Tricks". That's a little right because the things people teach their pets are really ridiculous. Letterman did very well with the play, he followed up with another series called "Fool's Tricks." Now, when it comes to dozens of credit card offers that you get in your mailbox every week, you might think that some of these credit card companies want to be the next series called "Stupid Credit Card Tricks".
The promotion you get for this credit card seems to fit every tactic they can do to get you to issue one more credit card. You would think that the fact that credit card debt is a virtual epidemic in this country would make credit card companies know that it is time to be on the consumer side to learn about the use of responsible credit.
Instead they do everything they can to make you get more, not less, credit cards and use them as much as you can.
We must not forget that credit cards are nothing more than a way for credit companies to give you dozens of small unsecured loans that they will make quick credit payments to enforce through your credit card bill which will include high interest rates and additional fees as desired they.
This does not mean saying that to have a credit card is not a good thing. Good credit is one of the real assets that will be used by adults who are responsible for making life easier and making the necessary purchases in life.
And more and more credit becomes the preferred currency replacing cash and checks as the preferred method of paying for gas, in restaurants and even more in retail outlets and grocery stores.
Although the spread of credit as an actual currency is a fact of life for us, it is also a big step by credit card companies to take over the economy and make you more dependent on them.
So the best defense is to take over the life of your credit card and ensure that you are the boss of your credit card, not the other way around.
Stupid credit card tricks can be very fun to see and sometimes interesting. They will attract your school's sense of pride by giving you a credit card in the color of your college.
You can get a credit card that contributes to saving the environment, helping poor people, or making tuition fees for your children. There are all types of premiums, the concept of cash back, frequent flier miles and the gifts and toys that credit card companies will pay only to lure you into getting more credit cards and use them often.
Frankly, you and I need to learn not to become suckers for this transaction. We can laugh at the stupid tricks they are trying to use. But if a credit card company will try to trick you into getting a card or use it, they don't do business honestly with you.
You want a credit card company that deals directly with you. They must offer reasonable prices that do not change quickly. They must maintain a reasonable credit line and not always raise it to try to get you to buy more items on the card. And they must have good customer service and be ready to renegotiate your relationship with them so that you get good value from their services, not just paying for lots of toys and decorations that are not useful to you.
By remembering what credit card companies actually do and that credit cards are an adult tool, not a game or a toy, we can remain in perspective how to use our credit cards and how to avoid misusing credit that will lead to nightmares of credit card debt. https://bit.ly/2Vk6SOh
The promotion you get for this credit card seems to fit every tactic they can do to get you to issue one more credit card. You would think that the fact that credit card debt is a virtual epidemic in this country would make credit card companies know that it is time to be on the consumer side to learn about the use of responsible credit.
Instead they do everything they can to make you get more, not less, credit cards and use them as much as you can.
The Smart Way to choose a Credit Card
We have to be smart consumers because as many credit card companies try to make credit cards look fun and happy and like big toys in your wallet, they are not toys.We must not forget that credit cards are nothing more than a way for credit companies to give you dozens of small unsecured loans that they will make quick credit payments to enforce through your credit card bill which will include high interest rates and additional fees as desired they.
This does not mean saying that to have a credit card is not a good thing. Good credit is one of the real assets that will be used by adults who are responsible for making life easier and making the necessary purchases in life.
And more and more credit becomes the preferred currency replacing cash and checks as the preferred method of paying for gas, in restaurants and even more in retail outlets and grocery stores.
Although the spread of credit as an actual currency is a fact of life for us, it is also a big step by credit card companies to take over the economy and make you more dependent on them.
So the best defense is to take over the life of your credit card and ensure that you are the boss of your credit card, not the other way around.
Stupid credit card tricks can be very fun to see and sometimes interesting. They will attract your school's sense of pride by giving you a credit card in the color of your college.
You can get a credit card that contributes to saving the environment, helping poor people, or making tuition fees for your children. There are all types of premiums, the concept of cash back, frequent flier miles and the gifts and toys that credit card companies will pay only to lure you into getting more credit cards and use them often.
Frankly, you and I need to learn not to become suckers for this transaction. We can laugh at the stupid tricks they are trying to use. But if a credit card company will try to trick you into getting a card or use it, they don't do business honestly with you.
You want a credit card company that deals directly with you. They must offer reasonable prices that do not change quickly. They must maintain a reasonable credit line and not always raise it to try to get you to buy more items on the card. And they must have good customer service and be ready to renegotiate your relationship with them so that you get good value from their services, not just paying for lots of toys and decorations that are not useful to you.
By remembering what credit card companies actually do and that credit cards are an adult tool, not a game or a toy, we can remain in perspective how to use our credit cards and how to avoid misusing credit that will lead to nightmares of credit card debt. https://bit.ly/2Vk6SOh